What is the purpose of the $0 tier 1 benefit?

The purpose of the $0 tier 1 benefit is primarily aimed at lowering out-of-pocket costs for members. By offering certain essential medications at no cost, this benefit helps to alleviate the financial burden that patients may face when accessing necessary pharmaceuticals. This approach not only makes healthcare more affordable but also helps ensure that individuals can obtain the medications they need without financial hesitation.

While encouraging the use of generic drugs, enhancing medication compliance, and providing more pharmacy options may be secondary benefits resulting from this strategy, the fundamental intent focuses on making medications accessible at no direct charge to the patient, which is critical in promoting overall health outcomes.